About

Our mission at Rani Alfers Insurance Agency.

Rani Alfers Insurance Agency takes a team-based approach to help you navigate the complex insurance world, so you can take advantage of the varied educational interests, experiences, and strategies among our professionals.

By the numbers.

In more ways than one, insurance is a numbers game. Rani Alfers Insurance Agency has the experience and expertise to properly protect your business or family for years to come.

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Insurance Products

White glove concierge service.

One of the biggest differences between Rani Alfers Insurance Agency come when you need it most – when you have a claim. Our goal is to make you whole. Our team will be there to walk you through the process, give you advice, and answer any questions you may have. We bring you full circle to replace or repair the things that mean most to you.

Service beyond the sale.

Our team is proactive in making sure your needs are met long after the sale of a policy. We serve our clients' needs with policy changes, payments, and renewal reviews, as well as assisting them when they need to file a claim.

Easy access. Easy purchasing.

Our team is easily accesible at all times. We can be reached the way you want to communicate. Over the phone, text or email. We also provide you with empowering tools like our online customer portal or smart phone app where you can review your policies, print ID Cards and make change requests.

We can bind coverage a few different ways. Either in the office or via eSign where we email you the application to review and sign on your desktop or mobile device.

More options.

We belive having higher limits of coverage is the best way to play "defense" with your finances and assets. The days of minimal coverage protecting you from a potential claim situation are over. We suggest higher limits of coverage for two reasons:

1. The differnece in doubling or quadrupling your coverage is generally low in cost.

2. Having enough coverage protects you from a potential lawsuit.

With many different A-rated options to choose from, we can find a superior product at an affordable rate.

24/7 policy service.

Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

Request Changes

Report a Claim

Request Certificates

Manage Account

Get access to everything you need to manage your insurance policies

Follow us out on Instagram.

🎒 Back to school is the perfect time to think ahead not only for this year, but for your child’s long-term future.

Most parents focus on grades, sports, and supplies. Few think about insurable security that follows their child into adulthood. Waiting means higher premiums and fewer options with health changes, or the unexpected.

Juvenile life insurance gives you a head start by:
✔️ Locking in low rates for life
✔️ Building cash value over time
✔️ Protecting future insurability
✔️ Staying affordable, often under $20 a month
✔️ Creating a long-term financial gift

Starting early means your child grows up with more than memories. They’ll have a foundation of security, no matter what life brings.

💬 Comment “Quote” and we’ll send you a simple guide that shows how these policies work in real life.
Half of all serious motorcycle injuries could be prevented 🏍️ Are you geared up? Too many riders skip the right helmet, jacket, or gloves 😬 and pay the price when accidents happen. Protect yourself with certified helmets, armored jackets, gloves, and reflective gear every ride 🪖🧥🧤 Ride smart, ride safe, and enjoy the freedom of the open road without fear 🌅

Comment “Motorcycle” to start your quote today ✨

#texasmotorcyleinsurance #dallasmotorcycles #friscoinsurance #planoinsurance #motorcycles #motorcyclesafety #texasriders #texasinsurance #motorcyclecommunity #friscotexas #planotx #tx
I’m honored to be named one of D’s Best Insurance Agents this year and even more grateful for the trust our clients and community place in us every day.

Big congratulations to all the amazing realtors, lenders, and fellow agents featured. It’s inspiring to be included alongside such dedicated professionals.

Thinking it might be time to review your coverage?

📞 Call or text us at (972) 661-5200 or drop “QUOTE” in the comments and we’ll take it from there. Let’s make sure you’re protected for what’s next.
Most people only think about insurance once a year at renewal.
But life doesn’t wait for that date.

🏡 Moving into a new home, 🚗 buying a car, 💼 starting a business, or even sending your teen to college can all change your coverage needs.

The smart move is to review your policies when life changes, not when your renewal shows up.

We’ll help you spot gaps and keep your protection up to date.
Comment “QUOTE” and we’ll walk you through your review step by step.
Imagine walking into your bakery and finding thousands of dollars of ingredients spoiled overnight 😳

A fridge failure can happen to any business, and the financial impact can be devastating if you’re not protected.

With the right small business insurance, incidents like this don’t have to derail your operations. Coverage can help replace lost inventory, repair equipment, and get you back on track fast.

This bakery recovered quickly and kept serving their community without missing a beat 🍞✨

Comment Guide to receive your free small business guide and see how to protect your business today 💬
🏠 Vacation or Vacant? Your policy doesn’t treat them the same.

Many homeowners assume a few weeks away is the same as leaving a home empty  but your insurance company sees a big difference.

✨ Vacation = furniture inside, utilities on, short-term trip (1–3 weeks).
🚫 Vacant = no one living there, house empty, often 30–60+ days.
👉 Vacant homes often lose coverage for theft, vandalism, or water damage.

Knowing how your home is classified means no surprises if something happens. You stay fully covered and avoid costly claim denials.

✍️ Comment SECURE and we’ll help you figure out if your home is “vacation” or “vacant” in the eyes of your policy.
Your home holds more value than you think. 🏡
That sectional sofa, dining set, or outdoor furniture could cost thousands to replace.

Most policies cover personal contents, but limits apply. ⚠️
Big-ticket items like furniture, appliances, and electronics might not be fully covered.

A quick policy review shows you where the gaps are and how to fill them. ✅
With the right coverage, you replace what you lose, not settle for less.

Comment QUOTE and we’ll help you check if your furniture and personal items are covered. 📝
We’ve all seen the impact of loss, whether up close or from afar. 💔 But have you ever thought about what happens behind the scenes for the family left to figure things out?

From scrambling to cover unexpected costs, loss of income, to worrying about lost assets or uprooting children—these are real challenges many face when there’s no plan in place.

We protect our phones, pets, even our packages. But we often forget to protect the people who matter most. Life isn’t forever, but our family’s love and memories are.

Life insurance isn’t about fear, it’s about peace of mind. And it’s more affordable than you think. For often less than $20 to $50 a month, less than a few takeout meals, a daily coffee, or a streaming subscription, you can provide real financial security for your family.

Why not leave your loved ones with comfort, not worry? Give them the gift of knowing you cared enough to plan ahead.

Comment “Peace” to get your life insurance quote today and  protect what truly matters. 💛
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Securing your future, one policy at a time.

Our commitment to personalized service and local expertise sets us apart, ensuring you receive the care and coverage you deserve.