About

Our mission at Rani Alfers Insurance Agency.

Rani Alfers Insurance Agency takes a team-based approach to help you navigate the complex insurance world, so you can take advantage of the varied educational interests, experiences, and strategies among our professionals.

By the numbers.

In more ways than one, insurance is a numbers game. Rani Alfers Insurance Agency has the experience and expertise to properly protect your business or family for years to come.

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Insurance Products

White glove concierge service.

One of the biggest differences between Rani Alfers Insurance Agency come when you need it most – when you have a claim. Our goal is to make you whole. Our team will be there to walk you through the process, give you advice, and answer any questions you may have. We bring you full circle to replace or repair the things that mean most to you.

Service beyond the sale.

Our team is proactive in making sure your needs are met long after the sale of a policy. We serve our clients’ needs with policy changes, payments, and renewal reviews, as well as assisting them when they need to file a claim.

Easy access. Easy purchasing.

Our team is easily accesible at all times. We can be reached the way you want to communicate. Over the phone, text or email. We also provide you with empowering tools like our online customer portal or smart phone app where you can review your policies, print ID Cards and make change requests.

We can bind coverage a few different ways. Either in the office or via eSign where we email you the application to review and sign on your desktop or mobile device.

More options.

We belive having higher limits of coverage is the best way to play “defense” with your finances and assets. The days of minimal coverage protecting you from a potential claim situation are over. We suggest higher limits of coverage for two reasons:

1. The differnece in doubling or quadrupling your coverage is generally low in cost.

2. Having enough coverage protects you from a potential lawsuit.

With many different A-rated options to choose from, we can find a superior product at an affordable rate.

24/7 policy service.

Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

Request Changes

Report a Claim

Request Certificates

Manage Account

Get access to everything you need to manage your insurance policies

Follow us out on Instagram.

Think a cyberattack could never happen to your business? Think again. 💻

43% of cyberattacks target small businesses, and the average breach now costs over $4.4 million.

From client data leaks to hacked email invoices, even local Texas businesses are vulnerable.

The good news? You can prepare.

Let’s review your current coverage and make sure your business is protected from every digital angle.

Comment “BIZ GUIDE” and we’ll send you our free Texas Small Business Guide, your roadmap to protecting your business from every angle.

#RaniInsuresDallas #TexasBusiness #CyberLiability #DFWInsurance #TexasEntrepreneurs #SmallBusinessTexas #ProtectYourBusiness #InsuranceSimplified #PeaceOfMindTexas #DigitalProtection #TexasMade #LocalExpert #BiggerInTexas
💗 Because love isn’t scary, losing what you love is.

This Halloween, skip the tricks and protect the people who make life sweet. 🍬

Life insurance isn’t about fear.

It’s about love, security, and knowing your boo, and your family, are protected no matter what.

When you plan ahead, you’re not being morbid. You’re showing love in one of the most meaningful ways possible.

💬 Comment “QUOTE” to get a free, no-obligation life insurance quote, your simple roadmap to understanding coverage and protecting the ones who mean the most. 💞

#RaniInsuresDallas #TexasInsuranceAgent #LifeInsurance #ProtectYourBoo #Halloween2025 #PeaceOfMindTexas #InsuranceSimplified #DallasLife #TexasMade #LocalExpert #BiggerInTexas
To the firefighters who run toward danger to protect us — this one’s for you. 🔥

We know the costs of coverage can add up, even for those who give so much to their communities.

That’s why we’re proud to offer exclusive discounts for firefighters. Whether it’s auto, home, or life insurance, our mission is to make sure you and your family have the protection you need, without overpaying.

You take care of us — let us return the favor.

👉 Know a firefighter? Tag them below.

Comment QUOTE and we’ll help you check your current coverage and see how much you could save.

#homeownersinsurance #homeinsurance #lifeinsurance #lifeinsuranceagent #autoinsurance #autoinsuranceagent #dallastx #fristotx #planotx #raniinsurancedallas #txinsurance #homecoverage #firstresponderinsurance
📏 A tiny gap in coverage can cost thousands.

Even a small detail makes a big difference.

The fine print in your insurance policy can be the difference between full protection, or a costly surprise.

Home, auto, business, every line of coverage matters. That’s why we review your policy down to the inch to help you avoid expensive gaps.

It’s about more than paperwork. It’s peace of mind that your policy actually measures up.

👇 Comment “POLICY” and let’s make sure you’re covered where it counts.

#dallaslife #texasinsurance #texasbusiness #texasliving #insurancecoverage #dallastx #planotx #friscotx #insurancetips #ranialfersinsurance #dallasinsuranceagent #autoinsurance #homeinsurance #commercialinsurance #smallbusinessinsurance #texasinsuranceagent #riskmanagement #insurancelife
🍂 Life doesn’t slow down, and neither do the moments that matter.

One day you’re carving pumpkins, the next you’re moving into a new home, celebrating a milestone, or growing your family. 🎃🏡👶

With every season, your life evolves, and your insurance should too.

We’re here to help you keep up, with a simple coverage check that fits your life today, not last year. Whether it’s making sure your family is protected or that your biggest investments are secure, we’ll walk you through it without the overwhelm.

Let’s make sure your coverage grows with you, so you can focus on what really matters.

💬 Comment PROTECT and we’ll send you a quick way to start your personalized coverage review today.

#DallasTX #PlanoTX #FriscoTX #LakeHighlands #TexasFamilies #InsuranceMadeSimple #FallInTexas #ProtectYourPeople #PeaceOfMind #LifeCoverage #FinancialConfidence #HelpingTexasFamilies #CoveredWithCare

Photo Credits: @thedallasarboretum @merrittbeck @karliedoesdallas @just.dallas.things
💥 Carpet prices are up nearly 30% in the last 5 years and replacing just one room can cost $1,500 or more.

But here’s the catch: not every type of damage is covered by your homeowners policy.

A small leak, a sewer backup, or even smoke damage from a kitchen mishap can lead to major repairs, but whether you’re covered depends on how your policy is written.

🧾 Most homeowners aren’t sure what qualifies as a “covered peril” until it’s too late.

We can help you find out before the damage is done.

👇 Comment “COVERAGE” and we’ll review your policy for free, so you know exactly where you stand.

#CoverageMatters #HomeInsuranceTips #DallasInsuranceAgent #PlanoInsurance #FriscoInsurance #TexasHomeInsurance #RaniAlfersInsurance #PolicyCheckup #HomeProtection #TexasInsuranceAgent #ItAllAddsUp
Planning a home renovation? Even small updates can have a big impact on your insurance coverage and most homeowners don’t find out until after the work is done.

Here’s what to keep in mind before the first hammer swings:

✔️ Coverage limits — structural changes and upgrades can shift your home’s value

✔️ Liability risks — new work means new risks on your property

✔️ New items — upgrades or additions may need to be insured separately

Your insurance agent should be one of your first calls — not an afterthought.

📍 Haven’t updated your policy since your last project? Comment “Protect” and we’ll help you review it, so your home stays just as protected as it is beautiful.

#homerenovation #homeimprovement #dallasrenovation #texasremodel #dfwremodeling #dallascontractor #planotx #friscotx #northtexas #texasliving #dallasinsuranceagent #dfwinsurance #insuredintexas #texasinsurance #coveredintexas #dallastxliving #friscotxliving #planobusiness #friscobusiness #dreamhome
If you have life insurance through work, that’s a great start.

A lot of people do and it feels good knowing it’s there.
But here’s something most don’t realize until later…

That coverage often ends when your job does. And sometimes, it’s just not enough to truly protect the people you love.

Your personal life insurance should go with you, not stay behind with a job title.

It’s not about doing more — it’s about feeling confident that what you have is really yours and that it’s enough, no matter what life brings.

💬 Comment “LIFE” and we’ll send over our Final Planning Guide, a helpful resource to think things through.

#texaslifeinsurance #dallaslifeinsurance #planolifeinsurance #friscolifeinsurance #texasinsuranceagent #ranialfersdallas #dfwinsurance #protectyourfamily #financialplanning #personallifeinsurance #insuranceresponsibly #lifeready #peaceofmind #texasfamilies
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Securing your future, one policy at a time.

Our commitment to personalized service and local expertise sets us apart, ensuring you receive the care and coverage you deserve.