Welcome to Rani Alfers Insurance Agency

Trusted insurance agency in Texas.

Your local insurance agency specializing in businesseses and families. Request an insurance quote. Call or text 972-661-5200.

Personal
Insurance

Life
Insurance

Medicare
Insurance

Business
Insurance

Farm &
Ranch

3 simple steps
to getting insurance.

24/7 policy service.

Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

Request Changes

Report a Claim

Request Certificates

Manage Account

Get access to everything you need to manage your insurance policies
Google Rating
5.0

Reviews from Rani Alfers Insurance Agency clients.

The best insurance agency, according to those who matter: Our Customers.

TL
Tynetta Lamb
Colin was very helpful and understanding made me feel very comfortable and important and he took of concerns
TR
Trisha Rodick
Very Customer oriented and provided all the information I needed to purchase insurance.
AM
Apolinar Mendoza
I just want to say thank you to Miss Alfers And all her team and I can say that’s very professional and very kind and I recommend her services and I wanna say thank you again.
DH
Diana Hernandez
Rani Alfers agency is prepared to help you find what you need and work at your side until you are satisfied. Thank you Mr. Robert for your help
MZ
Mark Zwartynski
The folks at Rani Alfers Farmer’s Insurance Agency are professional, knowledgeable, efficient and courteous. They truly go out of their way and do all they can for their customers!
JE
Jennifer Esq
Rani's office brought my coverage down significantly, worked with me on what coverages to change, canceled my other insurance policies for me, worked with roofer to get info that was needed, etc. Really just went all out on helping me! I would highly recommend.
MT
Mike Travis
This is an agency focused on customer service. Their representatives are helpful, professional, competent, efficient and friendly. Highly recommend
JB
Joanne Bondy
Emily was very pleasant, helpful and professional when I needed to revise some of my information. She helped me take care of business without wasting time. Great job Emily! Thank You
AE
Armando Esquivel
I have been for about ten days to resolve this matter on the vehicle to get the check and it took about 30 minuets for Robyn to fix it , and trying to find another policy for my grandson to drive the new vehicle and it took about 5 minuets for Robyn to fix that problem please this lady is perfect for this job or any job she can talk to people and understands how to solve problems she is outstanding.
EC
Elisabeth Cripps
Rain Alfers Farmers Insurance is alway there for us. When I need them, they are quick, efficient and very pleasant to deal with. I have used this company for many years and they have continued to serve us well.
MT
Mynika Toney
Akisha Jones helped me out tremdously. She was very professional and understanding. If you need a great policy at a reasonable price..Call Akisha!! She will get you right!
SC
Steve Claunch
Alfers agency takes care of all my insurance needs. Keeps me informed and up to date, even without me having to do research. This saves me time which saves me money!I want an insurance company that is actual human beings I can speak with and have coffee with, not an online entity that does not even know me.
MJ
Myra Jackson
I highly recommend Akisha Jones to professionally expedite your insurance policy. She very professional, thorough and knowledgeable for the insurance policy I needed.

Personal insurance for individuals & families.

Top insurance policies to fit your business.

Farm & Ranch

We are dedicated to providing the agricultural coverage and services you need to keep your farm and/or ranch protected to ensure you can focus on maintaining a successful operation.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Commercial trucking vehicles we cover.

About our agency.

Rani Alfers Insurance Agency delivers personalized insurance solutions for our clients. We take a proactive approach to help you develop a strategy that addresses your needs. Let us show you why Rani Alfers Insurance Agency is coverage you can count on!

We offer you simple, professional insurance solutions with the support of a qualified and experienced team working on your behalf. Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget. We work for you. Contact us for assistance or a personalized insurance quote today!

Rani Alfers Insurance Agency in Dallas Texas

Meet our amazing team.

Our commitment to personalized service and local expertise sets us apart, ensuring you receive the care and coverage you deserve.

Follow us out on Instagram.

Home upgrades are exciting, but the decisions add up fast.
New cabinets can easily run $8,000 to $20,000. Updated flooring can range from $5,000 to $15,000 depending on materials.

Appliances, finishes, and custom touches can quickly push a remodel well beyond what your home was originally insured for.

When you’re updating your home, the choices you make don’t just change how your space looks and feels. They also affect what it would cost to rebuild or replace those upgrades if something unexpected happened.

That’s why big updates are a great time to make sure your home coverage still fits what you’re building. As homes change, coverage should keep pace too.

You don’t have to figure this out alone. We’re here to help make it feel simple and clear. Taking a few minutes to review things now can save a lot of questions later.

What’s been the hardest decision so far, flooring, cabinets, or appliances? 🏡Tell us in the comments.

#DallasTX #DFWCommunity #TexasHomeowners #DFWRemodeling #TexasHome #TexasContractor #HomeProtection
Home upgrades are exciting, but the decisions add up fast.
New cabinets can easily run $8,000 to $20,000. Updated flooring can range from $5,000 to $15,000 depending on materials.

Appliances, finishes, and custom touches can quickly push a remodel well beyond what your home was originally insured for.

When you’re updating your home, the choices you make don’t just change how your space looks and feels. They also affect what it would cost to rebuild or replace those upgrades if something unexpected happened.

That’s why big updates are a great time to make sure your home coverage still fits what you’re building. As homes change, coverage should keep pace too.

You don’t have to figure this out alone. We’re here to help make it feel simple and clear. Taking a few minutes to review things now can save a lot of questions later.

What’s been the hardest decision so far, flooring, cabinets, or appliances? 🏡Tell us in the comments.

#DallasTX #DFWCommunity #TexasHomeowners #DFWRemodeling #TexasHome #TexasContractor#HomeProtection
If you’re heading out of town, this is one thing worth checking before you go.

Winter in Dallas can be unpredictable, and cold snaps have a way of showing up when no one’s home. Turning off your water and draining pipes before you leave can help reduce the risk of burst pipes and unexpected water damage while you’re away.

It doesn’t have to be complicated. A few small steps now can save you from a much bigger headache later. This is one of those moments where a little prep brings a lot of peace of mind.
Worried about what would happen if water damage started while you’re gone?

Comment “HELP” and we’ll walk you through what your policy covers, so you can leave town feeling confident.

#DallasHomes #DFWHomeowners #TexasWinter #HomeMaintenanceTips #WaterDamagePrevention
One of these disappears. Which hurts the most?
Most contractors assume their tools are covered.

The surprise comes when they learn where that coverage actually applies, and where it doesn’t.
Job sites. Storage units. The back of the truck.

Those details matter, especially when something goes missing.
It’s not something most people think about until it’s too late.

We’d rather help you understand your coverage before there’s a problem, not after.
Comment COVERAGE to learn how contractors can protect their tools on-site, off-site, and in transit. 🛠️

#DFWContractors #TexasSmallBusiness #ContractorLfe #BusinessInsurance #TexasContractors
It’s Groundhog Day, a reminder that forecasts are still just guesses. Texas weather, on the other hand, has a way of changing without much notice. Your home insurance needs to be able to keep up.

Roof age, deductible structure, and weather exposure all play a role in how your home is protected, and these details change more often than people realize. Coverage that made sense last year may not fully fit today.

Rather than waiting to see what happens, taking a moment to review your policy before the next season hits can help prevent surprises and keep your protection aligned with your home.

👇 Comment COVERAGE if you want confidence before the next storm, not questions after it.

#GroundhogDay #TexasWeather #DFWHomeowners #DallasHomes #Texasstorms #HomeInsurance #NorthTexasLiving #Texas #DFWRealEstate
Today we’re celebrating Rani. 🎂
 
Not just the founder of our agency, but the steady presence behind it. The one who leads with care, asks better questions, and never loses sight of the people behind the policies.
 
Rani sets the tone for how we show up every day. Thoughtful. Clear. Human. She believes insurance should feel supportive, never rushed, and that trust is built by doing things the right way, even when it takes more time.
 
Our clients feel it. Our team feels it. And our community is better because of it.
 
We’re grateful for her leadership, her heart, and the way she continues to raise the standard for what service should look like.
Help us wish Rani a very happy birthday. 💛🎉
 
#HappyBirthday #BirthdayMonth #BirthdayVibes #Texas #Dallas #DallasBusiness
Ten years. Same birthday. Two very different seasons of life. 🎂

In 2015, I was focused on living life.
In 2025, I understand just how much can change, family, responsibilities, and priorities.

What doesn’t get talked about enough? 🤔
The cost of waiting to protect the people you love. ❤️

Life insurance is usually more affordable, simpler, and more flexible when you start sooner, not because something is wrong, but because nothing is.

If you’ve been meaning to look into it, this is your sign. ✨ - Rani

💬 Comment LIFE or DM us and we’ll walk through your options, no pressure, just clarity.

#txlife #dallastx #Bday #LifeInsruance #lifelessons
Insurance works best when it feels personal.

Being featured by @d_magazine is meaningful to us because it reflects what our clients tell us every day. They want to feel listened to, never rushed, and confident in the decisions they’re making for their families and businesses.

This is how we’ve always believed insurance should feel. Taking the time to explain things clearly. Walking through options together. Making sure coverage actually fits real life.

In a market that keeps changing, having someone who slows things down and looks out for you matters. Our goal has been to help you feel informed, protected, and supported when it counts.

If you’re curious, you can read the full D Magazine feature through the link in our bio. And if you ever want a second set of eyes on your coverage, just comment QUOTE. We’re always here to help.

#dmagazine #DallasBusiness #DFWCommunity #DallasTX #BestOfDallas
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