Trusted insurance agency in Texas.
Your local insurance agency specializing in businesseses and families. Request an insurance quote. Call or text 972-661-5200.
3 simple steps
to getting insurance.
1. Quote
Provide basic information. We manage the complicated behind the scenes by putting in the work with the insurance companies to make your life easier.
2. Compare
Talk to an agent to find the best coverage. Receive a side-by-side comparison and a complete explanation of your coverages so you understand all your policies.
3. Bind
Get quoted & covered with great rates. Use online e-signatures and payments when purchasing insurance, getting the best coverage and best rates for your situation.
24/7 policy service.
Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.
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Reviews from Rani Alfers Insurance Agency clients.
The best insurance agency, according to those who matter: Our Customers.
Explore insurance we offer individuals & families.
Top insurance policies to fit your business.
General Liability
Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.
Commercial Auto
If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.
Workers Compensation
If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.
Commercial Property
Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.
Business Owners Policy
A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.
Professional Liability
Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.
Commercial Umbrella
Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.
Cyber Liability
Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.
Non Emergency Medical Transportation (NEMT)
NEMT drivers often operate in a unique regulatory environment that requires specific coverage and liability protections. We’re familiar with these requirements and can help you secure the appropriate insurance policies.
Commercial trucking vehicles we cover.
About our agency.
Rani Alfers Insurance Agency delivers personalized insurance solutions for our clients. We take a proactive approach to help you develop a strategy that addresses your needs. Let us show you why Rani Alfers Insurance Agency is coverage you can count on!
We offer you simple, professional insurance solutions with the support of a qualified and experienced team working on your behalf. Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget. We work for you. Contact us for assistance or a personalized insurance quote today!

Meet our amazing team.
Our commitment to personalized service and local expertise sets us apart, ensuring you receive the care and coverage you deserve.