Welcome to Rani Alfers Insurance Agency

Trusted insurance agency in Texas.

Your local insurance agency specializing in businesseses and families. Request an insurance quote. Call or text 972-661-5200.

Personal
Insurance

Life
Insurance

Medicare
Insurance

Business
Insurance

Farm &
Ranch

3 simple steps
to getting insurance.

24/7 policy service.

Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

Request Changes

Report a Claim

Request Certificates

Manage Account

Get access to everything you need to manage your insurance policies
Google Rating
5.0

Reviews from Rani Alfers Insurance Agency clients.

The best insurance agency, according to those who matter: Our Customers.

TL
Tynetta Lamb
Colin was very helpful and understanding made me feel very comfortable and important and he took of concerns
TR
Trisha Rodick
Very Customer oriented and provided all the information I needed to purchase insurance.
AM
Apolinar Mendoza
I just want to say thank you to Miss Alfers And all her team and I can say that's very professional and very kind and I recommend her services and I wanna say thank you again.
DH
Diana Hernandez
Rani Alfers agency is prepared to help you find what you need and work at your side until you are satisfied. Thank you Mr. Robert for your help
MZ
Mark Zwartynski
The folks at Rani Alfers Farmer's Insurance Agency are professional, knowledgeable, efficient and courteous. They truly go out of their way and do all they can for their customers!
JE
Jennifer Esq
Rani's office brought my coverage down significantly, worked with me on what coverages to change, canceled my other insurance policies for me, worked with roofer to get info that was needed, etc. Really just went all out on helping me! I would highly recommend.
MT
Mike Travis
This is an agency focused on customer service. Their representatives are helpful, professional, competent, efficient and friendly. Highly recommend
JB
Joanne Bondy
Emily was very pleasant, helpful and professional when I needed to revise some of my information. She helped me take care of business without wasting time. Great job Emily! Thank You
AE
Armando Esquivel
I have been for about ten days to resolve this matter on the vehicle to get the check and it took about 30 minuets for Robyn to fix it , and trying to find another policy for my grandson to drive the new vehicle and it took about 5 minuets for Robyn to fix that problem please this lady is perfect for this job or any job she can talk to people and understands how to solve problems she is outstanding.
EC
Elisabeth Cripps
Rain Alfers Farmers Insurance is alway there for us. When I need them, they are quick, efficient and very pleasant to deal with. I have used this company for many years and they have continued to serve us well.
MT
Mynika Toney
Akisha Jones helped me out tremdously. She was very professional and understanding. If you need a great policy at a reasonable price..Call Akisha!! She will get you right!
SC
Steve Claunch
Alfers agency takes care of all my insurance needs. Keeps me informed and up to date, even without me having to do research. This saves me time which saves me money!I want an insurance company that is actual human beings I can speak with and have coffee with, not an online entity that does not even know me.
MJ
Myra Jackson
I highly recommend Akisha Jones to professionally expedite your insurance policy. She very professional, thorough and knowledgeable for the insurance policy I needed.

Personal insurance for individuals & families.

Top insurance policies to fit your business.

Farm & Ranch

We are dedicated to providing the agricultural coverage and services you need to keep your farm and/or ranch protected to ensure you can focus on maintaining a successful operation.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else's property.

Workers Compensation

If your business has employees, workers' compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Business Owners Policy

A business owner's policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer's liability insurance.

Commercial trucking vehicles we cover.

About our agency.

Rani Alfers Insurance Agency delivers personalized insurance solutions for our clients. We take a proactive approach to help you develop a strategy that addresses your needs. Let us show you why Rani Alfers Insurance Agency is coverage you can count on!

We offer you simple, professional insurance solutions with the support of a qualified and experienced team working on your behalf. Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget. We work for you. Contact us for assistance or a personalized insurance quote today!

Rani Alfers Insurance Agency in Dallas Texas

Meet our amazing team.

Our commitment to personalized service and local expertise sets us apart, ensuring you receive the care and coverage you deserve.

Follow us out on Instagram.

Your home might look like it’s worth $700K — but is it covered like it is? 🏡

Many Texas homeowners are unknowingly underinsured. Why? Because rising property values, home renovations, and outdated policies quietly widen the gap between what your home’s worth and what insurance would actually pay to rebuild it.

That gap? It could cost you everything you've worked so hard to build. 💸
You don’t need to guess.

We’ll review your current policy, identify any gaps, and make sure your coverage reflects your home's true value — not just what it used to be.

📥 Comment “QUOTE” to start your free, no-pressure policy check.
You’ve built something valuable. Let’s make sure it’s protected. 🛡️
Most Texas small business owners don’t find out what’s missing from their coverage until something goes wrong.

🌪️ A sudden storm
💻 A cyberattack
🚧 A slip-and-fall

If your policy doesn’t match the real risks your business faces, the fallout can be overwhelming.
This is your chance to take a step back, review what’s in place, and protect what you’ve worked so hard to build.

📩 Comment “BUSINESS” and we’ll DM you a free guide made just for Texas small business owners. It’s clear, practical, and could save you serious stress later.
Ever found yourself stranded and surprised to learn you didn’t have roadside assistance? You’re not alone.

Whether it’s a dead battery, a flat tire, or locking your keys in the car, these moments test more than just your patience.

A lot of drivers assume roadside is automatically included. But in reality, it’s often an optional add-on and without it, you’re stuck footing the bill or waiting for help that never comes.
We’ll help you review your auto policy, check for roadside support, and make sure you're truly covered when the unexpected hits.

📲 Comment “HELP” and let’s make sure you’re not left waiting.
👶🏡 Life changes,  your coverage should too.
Marriage, kids, homeownership, caring for loved ones. These moments change everything about what needs protecting.

That’s why reviewing your life insurance during life transitions isn’t just smart. It’s peace of mind for the people who matter most.

Whether your policy is a few years old or you’re just starting to explore your options, we’re here to help you make sure it fits your life today.

Drop “LIFE” in the comments 👇
We’ll help you take the first step toward real protection that grows with you.
🏡 You did the exciting part.
You searched, toured, negotiated, and finally found the one.

Now it’s time for paint colors, Pinterest boards, and that perfect cozy vibe.
But before you unpack the throw pillows and string the twinkle lights…

Let’s make sure your homeowners insurance is moving in with you.
✅ Does your new home have the right coverage limits?
✅ Is your policy updated for your location, size, and value?
✅ Are those upgrades or tech devices protected?

Most people forget — and we totally get it. That’s why we’re here to help you protect your investment from day one.

💬 Comment “COVERAGE” and we’ll send you a quick check-up.
Fast, simple, with peace of mind while you settle in.
Think you’re fully covered? It’s worth a second look.

Even with a business policy in place, you might still be exposed in areas like:
1️⃣ Cyber risks — like data leaks or hacked systems
2️⃣ Professional liability — especially if you offer advice or services
3️⃣ Work-related vehicle use — even quick trips for supplies

These gaps are more common than you think and usually not included in a basic policy. Most business owners don’t realize it until something happens.

Want to be sure you're covered where it counts?
💬Comment “QUOTE” and we’ll send you a simple checklist to help review your current coverage. No pressure, just clarity.
Relying only on your employer’s insurance? You’re not alone, but here’s what many people don’t realize.

If you change jobs, take time off, or start something of your own, that coverage may not come with you. The gap it leaves behind can be bigger than you think.

Understanding the difference between what your employer provides and what a personal policy protects is one of the smartest moves you can make. 🧠💼

Comment “BUSINESS” and we’ll send you our free Texas Small Business Guide to help you stay protected through every chapter.
Most people don’t realize how much waiting can cost when it comes to life insurance.
It’s not just a few dollars. It can be hundreds each year — and thousands over time.
The truth is simple

💡 Your age and health directly affect your rate
💡 Even a small change can lead to a big difference in what you’ll pay
💡 The longer you wait, the more expensive it gets

We’re not saying this to pressure you
We’re saying it because we’ve seen what happens when people wait too long

Want to see what a policy looks like for you right now?
👇 Comment QUOTE and we’ll run the numbers — no pressure, no catch, just helpful info in two minutes
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