Welcome to Rani Alfers Insurance Agency

Trusted insurance agency in Texas.

Your local insurance agency specializing in businesseses and families. Request an insurance quote. Call or text 972-661-5200.

Personal
Insurance

Life
Insurance

Medicare
Insurance

Business
Insurance

Farm &
Ranch

3 simple steps
to getting insurance.

24/7 policy service.

Our state-of-the-art portal allows businesses to locate, purchase, and manage specialized insurance policies quickly. Weeks-long waiting periods and stacks of paperwork are officially obsolete.

Request Changes

Report a Claim

Request Certificates

Manage Account

Get access to everything you need to manage your insurance policies
Google Rating
5.0

Reviews from Rani Alfers Insurance Agency clients.

The best insurance agency, according to those who matter: Our Customers.

TL
Tynetta Lamb
Colin was very helpful and understanding made me feel very comfortable and important and he took of concerns
TR
Trisha Rodick
Very Customer oriented and provided all the information I needed to purchase insurance.
AM
Apolinar Mendoza
I just want to say thank you to Miss Alfers And all her team and I can say that’s very professional and very kind and I recommend her services and I wanna say thank you again.
DH
Diana Hernandez
Rani Alfers agency is prepared to help you find what you need and work at your side until you are satisfied. Thank you Mr. Robert for your help
MZ
Mark Zwartynski
The folks at Rani Alfers Farmer’s Insurance Agency are professional, knowledgeable, efficient and courteous. They truly go out of their way and do all they can for their customers!
JE
Jennifer Esq
Rani's office brought my coverage down significantly, worked with me on what coverages to change, canceled my other insurance policies for me, worked with roofer to get info that was needed, etc. Really just went all out on helping me! I would highly recommend.
MT
Mike Travis
This is an agency focused on customer service. Their representatives are helpful, professional, competent, efficient and friendly. Highly recommend
JB
Joanne Bondy
Emily was very pleasant, helpful and professional when I needed to revise some of my information. She helped me take care of business without wasting time. Great job Emily! Thank You
AE
Armando Esquivel
I have been for about ten days to resolve this matter on the vehicle to get the check and it took about 30 minuets for Robyn to fix it , and trying to find another policy for my grandson to drive the new vehicle and it took about 5 minuets for Robyn to fix that problem please this lady is perfect for this job or any job she can talk to people and understands how to solve problems she is outstanding.
EC
Elisabeth Cripps
Rain Alfers Farmers Insurance is alway there for us. When I need them, they are quick, efficient and very pleasant to deal with. I have used this company for many years and they have continued to serve us well.
MT
Mynika Toney
Akisha Jones helped me out tremdously. She was very professional and understanding. If you need a great policy at a reasonable price..Call Akisha!! She will get you right!
SC
Steve Claunch
Alfers agency takes care of all my insurance needs. Keeps me informed and up to date, even without me having to do research. This saves me time which saves me money!I want an insurance company that is actual human beings I can speak with and have coffee with, not an online entity that does not even know me.
MJ
Myra Jackson
I highly recommend Akisha Jones to professionally expedite your insurance policy. She very professional, thorough and knowledgeable for the insurance policy I needed.

Personal insurance for individuals & families.

Top insurance policies to fit your business.

Farm & Ranch

We are dedicated to providing the agricultural coverage and services you need to keep your farm and/or ranch protected to ensure you can focus on maintaining a successful operation.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Commercial trucking vehicles we cover.

About our agency.

Rani Alfers Insurance Agency delivers personalized insurance solutions for our clients. We take a proactive approach to help you develop a strategy that addresses your needs. Let us show you why Rani Alfers Insurance Agency is coverage you can count on!

We offer you simple, professional insurance solutions with the support of a qualified and experienced team working on your behalf. Having access to multiple insurance companies gives us the ability to offer you a wide variety of coverage options that can be tailored to your needs and budget. We work for you. Contact us for assistance or a personalized insurance quote today!

Rani Alfers Insurance Agency in Dallas Texas

Meet our amazing team.

Our commitment to personalized service and local expertise sets us apart, ensuring you receive the care and coverage you deserve.

Follow us out on Instagram.

💼 Relying on the life insurance your employer provides? You’re not alone, but here’s what most people don’t realize.

If you change jobs, get laid off, or retire early, that coverage may not move with you. The gap it leaves behind could be bigger than you think.

A personal life insurance policy gives you control, flexibility, and lasting protection no matter where life takes you. 🧠✨

Planning ahead is one of the most thoughtful and caring decisions you can make for your loved ones.

💬 Comment “LIFE” and we’ll send you our free Final Planning Guide PDF, your simple roadmap to understanding coverage options and creating lasting peace of mind for your family.

#RaniInsuresDallas #TexasInsuranceAgent #LifeInsurance #ChooseLife #ProtectWhatMatters #PeaceOfMindTexas #InsuranceSimplified #DallasTX #FamilyProtection #LifeCoverage #TexasMade #DFWInsurance #LocalExpert #BiggerInTexas
Ever feel like your insurance policy was written in another language? 📖

You’re not alone. Most Texans never actually read their policy, not because they don’t care, but because it feels impossible to understand.

That’s where we come in. Our team translates the fine print into plain English, helping you know exactly what’s covered, what’s not, and what really matters for your home, car, or business.

No mysteries. No confusion. Just clarity.

Comment “GUIDE” and we’ll walk you through your policy one page at a time.

#RaniInsuresDallas #TexasInsuranceAgent #InsuranceSimplified #CoverageClarity #PeaceOfMindTexas #DFWInsurance #TexasProtection #DallasLife #RelatableContent #AdultingDoneRight #LocalExpert #TexasMade #BiggerInTexas #DallasTX #RichardsonTX #PlanoTX #LakeHighlands #TexasLiving #TexasMade #DFWLocal
Think you’re fully covered? It’s worth a second look.

Even with a business policy in place, you might still be exposed in areas like:
1️⃣ Cyber risks — like data leaks or hacked systems
2️⃣ Professional liability — especially if you offer advice or services
3️⃣ Work-related vehicle use — even quick trips for supplies

These gaps are more common than you think and usually not included in a basic policy. Most business owners don’t realize it until something happens.

Want to be sure you’re covered where it counts?

💬Comment “QUOTE” and we’ll send you a simple checklist to help review your current coverage. No pressure, just clarity.

#TexasInsuranceAgent #DallasSmallBusiness #FriscoBusinessOwners #PlanoTX #BusinessCoverageCheck #CyberCoverageTX #EandOInsurance #TexasBusinessOwners #CommercialInsuranceTX #AustinTXBusiness #RichardsonBusiness #LakeHighlandsTX
That stomach‑dropping moment when your screen shatters? We’ve all been there. 💔

Still paying the phone carrier for confusing insurance with sky‑high deductibles? Or relying on homeowners insurance for drops and spills, only to get denied?

Get all your devices covered, phone, tablet, laptop, for about what it costs to insure just two phones with the carrier.

Total Device Protection actually covers what matters: loss, theft, spills, drops. One simple plan. No fine print. Immediate approval.

Stop stressing over cracked screens or lost devices. Start enjoying life in Dallas.

Comment “DEVICE” and you’re approved right now! 📲

#DeviceProtection #TotalTech #CellPhoneInsurance #CrackedScreen #TechLife #DallasTech #FriscoTX #PlanoTX #AustinTX #TexasInsuranceAgent #RaniInsuresDallas #GadgetGuard #InsuranceTips #TikTokInsurance #DFW
💼 You’ve got the tools, the talent, and the grit to run your business.

But what happens when a client slips, a storm damages your gear, or a project goes sideways?

👷‍♂️ Contractors, creators, and consultants, if you’re getting paid for your work, you need more than hustle. You need protection.

From general liability to cyber coverage and workers’ comp, the risks are real. Most business owners don’t realize what’s missing in their policies until it’s too late.

That’s why we created the Texas Small Business Insurance Guide.
It’s simple, practical, and made for real-world entrepreneurs like you.

👇 Comment “BUSINESS” and we’ll DM you the free guide so you can spot the gaps before they become problems.

You’ve built something worth protecting. Let’s make sure it stays that way.

#RaniInsuresDallas #TexasInsuranceAgent #SmallBusinessTexas #EntrepreneurLife #TexasEntrepreneurs #BusinessInsurance #PeaceOfMindTexas #InsuranceSimplified #ProtectYourBusiness #DFWInsurance #LocalExpert #TexasMade #BiggerInTexas
That small gap in your coverage might not seem like a big deal, until it is.

Insurance gaps can happen when life changes but your policy doesn’t.

Maybe you’ve renovated your home, bought new jewelry, or added another driver.

If your coverage hasn’t kept up, a claim could leave you under protected when you need it most.

We’re here to catch the details before they become surprises.

Comment “COVERAGE” and we’ll help make sure your protection isn’t missing a piece.

#RaniInsuresDallas #TexasInsuranceAgent #CoverageGaps #InsuranceSimplified #ProtectWhatMatters #TexasHomeowners #PeaceOfMindTexas #DFWInsurance #TexasLife #AdultingDoneRight #RealTalkTexas #TexasMade #BiggerInTexas #RelatableContent #LocalExpert
🇺🇸 Honoring Our Heroes 🇺🇸

Today and every day, we pause to thank the brave men and women who have served our country.

Your courage, strength, and sacrifice remind us what true service means.

With gratitude, today, we honor you. 💙❤️

If you’re a veteran or know one, drop a comment below and share your appreciation.

Happy Veterans Day, and thank you for your service. 💙❤️

#RaniInsuresDallas #VeteransDay #ThankYouVeterans #TexasInsuranceAgent #HonoringOurHeroes #PeaceOfMindTexas #DFWCommunity #GratefulHeart #TexasMade #LocalExpert #ProtectWhatMatters
Could your business survive a cyberattack? 💻

It’s easy to think it only happens to big names like AT&T, MGM Resorts, or even Dallas City Hall, but today’s reality is different.

Small businesses are actually the most common targets. Why? Because cybercriminals know many don’t have dedicated IT teams or protection plans in place.

And when it happens, recovery isn’t just about restoring data. It’s the lost revenue, the downtime, the hit to your reputation, and the stress of rebuilding what you’ve worked so hard to build.

That’s where Cyber Liability Insurance steps in. It covers costs like data restoration, client notifications, legal support, and crisis response so you can focus on getting back to business instead of damage control.

Technology keeps evolving, and so do the risks.

We’re here to make sure your protection evolves with it.

🛡️ Comment “BIZ GUIDE” to see how cyber coverage can safeguard your business before it’s too late.

#RaniInsuresDallas #TexasBusiness #CyberLiability #DFWInsurance #TexasEntrepreneurs #SmallBusinessTexas #ProtectYourBusiness #InsuranceSimplified #PeaceOfMindTexas #TexasMade #DigitalProtection #LocalExpert #BiggerInTexas
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